The Three Classes Of Investors:

For twenty-seven years we have been observing the behaviors and personalities of investors. This is an important subject for investors and financial advisors, because it is statistically true that the majority of investors do poorly - with investments that do well. The Dalbar studies have well illustrated that over half of the returns that growth investments produce over ten-year periods is never actually earned by growth investors. Our experience confirms that a large portion of the investing population exhibits behaviors and personalities that lead to the failure, or poor performance, of their investment assets. Therefore, it may be true that the group of investors who are most successful (the first class of investors) desire to only utilize the services of stay on course investment professionals. It may also be true that excellent investment professionals will only seek clients who are, at a minimum, showing signs of moving in the first-class direction. Certainly that is the case at Channer Investment Management (CIM)...